Insurance & Risk Mitigation

Your financial growth relies on making sure you’re protected through proper risk management and insurance planning—two things that are often overlooked when it comes to financial planning. We’ll thoroughly review your current insurance policies, highlight any gaps, and ensure you have the right beneficiaries allocated under each plan.

Home and Auto Insurance
We review existing coverage and identify potential gaps based on your insurance needs due to an accident or natural disaster, amongst other things. Liability insurance is also a big consideration to protecting your wealth as it takes effect when personal liability and lawsuit coverage from other policies is exhausted. This is especially important for high-income individuals. To learn more about how we advise on home and auto insurance, visit:

• Homeowners Insurance

• Auto Insurance

Life Insurance
Life insurance is a critical part of financial planning we’ll review to keep your family covered for funeral costs, recurring bills, and future payments that would have otherwise been handled by the deceased. Losing a loved one is difficult enough without the consideration of what happens next. When family members are left to pay the mortgage, car payments, childcare, and daily expenses, the impact can be immeasurable. Having a life insurance policy in place can provide comfort and security in knowing that your family would be protected financially.

Long-Term Disability Insurance
We’ll talk you through key insurance offerings, such as disability and long-term-care insurance, that help mitigate your risk and financially protect your family in the event of an unforeseen tragedy that doesn’t allow you to work. Disability insurance can replace a portion of income when you are unable to work, subject to the terms and conditions of the policy. Whether you’re self-employed or work at a large company, you can be exposed to significant loss of income due to a disability. Have the conversation about disability insurance before then.

Medical Insurance
When it comes to the importance of health-related decisions when shopping for medical insurance, it’s always beneficial to have an expert weigh in on your available options. Not to mention, the health insurance marketplace is nothing short of tricky. We’ll help evaluate available medical coverage options and costs, for you and your family and walk you through the whole process. If appropriate, we can also help you evaluate whether an FSA available through your employer may be useful for eligible medical or dependent-care expenses.